(760) 379 4300


West Creek Lease to Own

Bad credit or no credit? Get pre-qualified in less than 5 minutes with Zibby.

Pay over Time

Get furniture, appliances, electronics, and other essentials, no credit required.

30 second pre-approvals

Apply at Zibby-approved retailers online or in-store, and get pre-approved up to $3,500.

Lease-to-own flexibility

With each payment, you have the option to continue leasing, buyout, or return your items.

ALSO: Have excellent credit? Apply in store for your Barnes Credit Card financed through Synchrony Financing.